Often time people want to show you the glory without acknowledging the struggle. I however, pride myself in being honest, so wanna hear it; here it go. In 2013, not long after the boys were born my husband and I tried to purchase a house. However, the loan did not get final approval as a result of the lender being unable to “verify employment” because at the time I was being paid through my production company. We picked out a house put our earnest money down ordered an inspection and prepared to wire the down payment to the closing attorney. Ultimately, the lender failed to do their due diligence to find out all the information, nor was I asked anything further on the subject. Needless to say, our loan was DENIED. Of course I was sad, angry and embarrassed with that outcome.
Fast forward four years and a very challenging process from start to finish. From the lack of communication from the seller, disrespect, being shuffled to three different loan officers, unethical sharing of my personal information, construction hold ups and closing dates that have been pushed back 5 times by the builder alone. I say all of that to let you know that this was an experience that has caused me new levels of stress and probably ulcers. My sleep patterns have been shot to hell because I have been up at twighlight hours worrying and praying (contradiction, I know) over this house and situation. Always working to refocus and ask God to let his will be done not ours.
Nevertheless, I must say that this experience has truly tested my family. Especially, my husband’s and my relationship it forced us to really lean on each other, communicate all the intricate details to one another and figure out the game plan/ strategy that would be best for our families future and navigate through sales people who did not necessarily have our best interests at heart. Some days we failed utterly, however, in the end I must say I believe we did our best in getting the deals that made up for most of the inconveniences our family has experienced over these past 5 months, and as a couple we have definitely grown.
Overall, it truly has been a nightmare but it was all worth it! I am a little brown girl from the projects in a Hartford, CT. Never in a million years would I have thought I would be breaking ground and building my own home with my beautiful men. We have signed our lives away 😩 along with our next born. But we are homeowners 🏡 by the grace of God, support of our family, jobs and the skins of our teeth!